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    Banking is a Business

    w0lkf
    May 31 st, 2017
    Banking is a Business No Comments

    Train to Be A Financial Crisis Negotiator

    Get your badge, Officer Friendly. It’s time to save a life. And that life is your bank account! Seriously, times get tough when you face a financial emergency; and all emergencies come in different sizes and shapes– Natural Disasters, Accidents, even Deaths in the Family. There are many more to even think about before listing. […]

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    w0lkf
    Apr 18 th, 2017
    Banking is a Business No Comments

    A PERSONAL FINANCIAL PLAN: THIS YEAR’S HOT NEW YEAR’S RESOLUTION

    The New Year is almost upon us. Maybe you’ve already starting thinking about your 2011 resolutions. Along with diet and exercise, 2011 is the time to begin your personal financial plan. Why? Because the world economy is still in a bad patch. In order to navigate smoothly through the economic potholes, you’ll need a strong […]

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    w0lkf
    Apr 14 th, 2017
    Banking is a Business No Comments

    The Credit Card Monster

    Remember the Wolfman? The dude grows fangs and fur, howls into the dark clouds and starts chasing chickens. It’s pretty sad. And then what’s REALLY sad is unfortunately the sorry werewolf gets a silver bullet in the heart. That, friends, is what happens to spenders who abuse their credit cards. But it’s not all their […]

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    w0lkf
    Apr 3 rd, 2017
    Banking is a Business No Comments

    RHS LOANS: WHAT ARE THEY AND HOW DO I GET ONE?

    RHS (Rural Housing Service) loans are granted by the USDA primarily for low-income rural borrowers. Created in 1994 by the Department of Agriculture, RHS loans have helped millions of borrowers build, purchase, or remodel homes in rural areas. The RHS offers three separate programs. You may qualify for one of them. Section 502- Rural Housing […]

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    w0lkf
    Mar 29 th, 2017
    Banking is a Business No Comments

    How to Be a Master Money Manager

    The fact is money management is no cakewalk. The truth is it’s backward; money management is like “walking a cake”, which is completely impossible (because cakes have no legs, not to mention you really can’t put a collar around them). Don’t be scared, though. While the ever-defined and surprisingly intimidating checkbook can keep you in […]

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    w0lkf
    Feb 9 th, 2017
    Banking is a Business No Comments

    Stock Information

    Enter the warehouse, please. There’s a wealth of information to look at. Yes, it’s a big place. But, you know, when dealing with financial stocks, you got to know the basics. So here’s the “stock” information. Make room in your head for it, please. The definition of “stock”: it is the smallest unit of ownership […]

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    w0lkf
    Feb 5 th, 2017
    Banking is a Business No Comments

    Become the Credit King

    All hail the Prince of Financial Planning…. (residents bow). Now it is time for you to be crowned King. But…not yet. First you must learn what it takes to establish good credit. First off, you need to know what credit is. Put aside your first thoughts of school or your “street cred” attitude (because being […]

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    w0lkf
    Feb 1 st, 2017
    Banking is a Business No Comments

    The Retirement Blues

    This isn’t about the “blues”, as in the dreary, dead feeling of being done with life, and no longer a need for work, just sit on your butt until you grow cobwebs under your ears and you rot and die into a festered corpse. Quite honestly, the concept of retirement should actually be a positive […]

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    w0lkf
    Jan 17 th, 2017
    Banking is a Business No Comments

    Learning to Speak Mortgage

    You’ve decided. 2011 is the year that you will finally buy a home for you and your family. You’re excited! But now that the word is out, everyone is bombarding you with loan advice. Frankly it is like being a foreign exchange student—you understand a bit of what is being said, but too much of […]

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    w0lkf
    Dec 11 th, 2016
    Banking is a Business No Comments

    The Retirement Blues Part II

    You may have read about the first three Retirement Blues points– match maximization, loan avoidance, and what could be defined as the “basket full of eggs” (refer to similar article on the blog, please, called “The Retirement Blues”). Well, there are three more to keep in mind. This stuff is so important that there simply […]

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